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Sampo OyjOSTO:SAMPO SEK -1.43%64 Net Margin % is 15.94% as of Jun. 2026, which is 23% below its 10-year median of 20.57. GuruFocus rates OSTO:SAMPO SEK with a GF Score™ of 64/100 and a GF Value™ of kr105.98 (Fairly Valued). The stock has 1 warning sign investors should review. Among 501 Insurance companies, Sampo Oyj ranks better than 70.46% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Sampo Oyj's Net Income for the
three
months ended in Jun. 2026 was kr5,065 Mil. Sampo Oyj's Revenue for the
three
months ended in Jun. 2026 was kr31,780 Mil. Therefore, Sampo Oyj's net margin for the quarter that ended in Jun. 2026 was 15.94%.
The historical rank and industry rank for Sampo Oyj's Net Margin % or its related term are showing as below:
OSTO:SAMPO SEK'
s Net Margin % Range Over the Past 10 Years
Min: 0.44 Med: 20.57 Max: 31.77
Current: 14.09
OSTO:SAMPO SEK's Net Margin % is ranked better than 70.46% of 501
companies
in the Insurance industry
Industry Median: 9.1
vs OSTO:SAMPO SEK: 14.09
Sampo Oyj (OSTO:SAMPO SEK) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Sampo Oyj Net Margin % Related Terms
Sampo Oyj Net Margin % Historical Data
* Premium members only.
The historical data trend for Sampo Oyj's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSTO:SAMPO SEK vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, Sampo Oyj's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sampo Oyj Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sampo Oyj's Net Margin % distribution charts can be found below:
* The bar in red indicates where Sampo Oyj's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sampo Oyj (OSTO:SAMPO SEK) has a Net Margin % of 15.94% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Sampo Oyj and its competitors. This is 23% below median its historical median of 20.57. Over the past decade, Sampo Oyj's Net Margin % has ranged from 0.44 to 31.77. According to the industry distribution chart, Sampo Oyj ranks #148 out of 501 companies in the Insurance industry, placing it in the top 29.5%.
Is Sampo Oyj's Net Margin % too high?
Sampo Oyj's current Net Margin % of 15.94% is 23% below median its 10-year median of 20.57. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 31.77. The Insurance industry median Net Margin % is 9.10. Sampo Oyj's value of 15.94% is 75.2% above this industry median. Based on the distribution chart, Sampo Oyj ranks #148 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Sampo Oyj has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sampo Oyj's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sampo Oyj ranks #148 out of 501 companies for Net Margin %. This puts Sampo Oyj in the upper half of its industry. The industry median Net Margin % is 9.10. Sampo Oyj's value of 15.94% is 75.2% above this benchmark. Historically, Sampo Oyj's own Net Margin % has ranged from 0.44 to 31.77 over the past decade. While the company's 10-year median is 20.57 vs. the industry median of 9.10, Sampo Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.10, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sampo Oyj's current Net Margin % of 15.94% is 75.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Sampo Oyj and its competitors. For the Insurance industry, the median Net Margin % is 9.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sampo Oyj's current Net Margin % is 15.94%, which is 23% below median its own 10-year median of 20.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sampo Oyj stock overvalued right now?
Based on GuruFocus' analysis, Sampo Oyj (OSTO:SAMPO SEK) is currently considered Fairly Valued. The stock's GF Value™ is kr105.98, compared to a current price of kr103.45 — trading 2.4% below its estimated fair value. The current Net Margin % is 15.94%, which is 23% below median its 10-year median of 20.57 and 75.2% above the Insurance industry median of 9.10. Sampo Oyj's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Sampo Oyj (OSTO:SAMPO SEK), the current Net Margin % is 15.94% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sampo Oyj (OSTO:SAMPO SEK) Overvalued in 2026?
Based on GuruFocus' analysis, Sampo Oyj stock appears to be undervalued.
The current stock price of kr103.45 is trading 2.4% below its estimated GF Value™ of kr105.98.
GuruFocus considers Sampo Oyj to be Fairly Valued.
Key valuation signals for OSTO:SAMPO SEK:
Net Margin %: 15.94% (23% below median its 10-year median of 20.57)
GF Value™: kr105.98 vs. price of kr103.45 (2.4% below fair value)
Industry Position: 75.2% above the Insurance median (#148 of 501)
No single metric tells the full story. See the OSTO:SAMPO SEK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sampo is a leading Nordics-based insurer headquartered in Finland and listed in Helsinki. The company has operations in Denmark, Estonia, Finland, Norway, Lithuania, Latvia, and the United Kingdom. Sampo has four subsidiaries that mainly sell private insurance to retail customers. It is the largest property and casualty insurer in the Nordics. Headquartered in Sweden, and If also sells insurance in Denmark, Norway, and Finland. Topdanmark is a Danish property and casualty insurer focusing on personal lines insurance as well as agriculture and small and medium-size enterprises. Topdanmark has been rolled into the Nordics, and Hastings is a digital insurer that focuses on car, van, bike, and home insurance in the UK.
64GF Score
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